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Taking advantage of black box car insurance

While prudent car driving is your safeguard against risks on the road, it can also save you money by raising your profile with insurers. How? By installing a black box in your car which will be remotely tracking your performance on the road, namely your speeding, cornering, acceleration and braking record. If you consider yourself an excellent driver, then take the opportunity and buy into the so-called black box (telematics) car insurance. Who can benefit the most from such an insurance? All who fall into the high-risk category by default. Hence it is:

Good for young drivers

Remote tracking can be of benefit to all young good drivers who otherwise get "penalised" for their age. Insurers generally assign youngsters to the high-risk group which, consequently, racks up hundreds of pounds more in premiums. A black box in a young driver's car may incur a one-time installation cost but can later earn youngsters an insurance discount after successfully passing the safe driving check performed once every three months.

Good for women

Women in the UK fall in principle in the medium- to high-risk category. Especially after a ruling of the European Court of Justice which banned insurers from taking gender into account when calculating premiums, women are now slated to pay up to £500 more in premiums than prior to its entry into force. A black box in a woman's car can prove the higher risk ascribed by default ungrounded.

Other premium-lowering factors

There are other factors which can prompt an insurer further lower the costs of your black box car insurance. One is lower mileage, another is no night-time driving. Insurers generally reward drivers who do not drive between 11pm and 5am.

With MoneySupermarket, you can obtain quotes from as many as 134 companies. The full picture will leave you assured that no profitable deal has evaded your eye. It will also help you find out whether a black box car insurance would be the better option than a standard one.

iKube caters especially to young drivers. See whether you are eligible for an iKube insurance, whether you can save up to 25% by not driving night-time. If anything is unclear, never hesitate to call the dedicated phone line.

Black Box Insurance is the place which perceives curfews redundant and never takes night-time driving into account. Should you buy an insurance from this provider, you will be subject to a performance test quarterly and will be entitled to an up to 8% discount should you demonstrate good results.

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